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4.8 INSULATION INSTALLATION
- Installation tips
- Health and safety tips
- Installation details
- Roof and ceiling insulation
- External wall insulation
- Floor insulation
Installing insulation or additional insulation in an existing dwelling can make a significant difference to the performance of the home. It is important to install installation correctly. This sheet deals with how to install insulation in various types of construction, providing installation tips and typical solutions. This sheet should be read in conjunction with 4.7 Insulation.
Please note that total R-values for roofs, ceilings, walls and floors given in this manual provide only one value for total thermal resistance of construction.
Under the Building Code of Australia (BCA), total R-values of the building fabric vary depending on climate zone and the height above the Australian Height Datum at the location where the buildings is to be constructed. Ensure you comply with the BCA requirements for energy efficiency of building fabric.
INSTALLATION TIPS
This section demonstrates how to install insulation without compromising its effectiveness.
Thermal bridges
The building frame can act as a thermal bridge, particularly in cold climates, conducting heat and allowing it to bypass otherwise effective insulation. Metal framing is a particular issue because of its high conductivity. The presence of the frame reduces the overall insulation value, as the frame can constitute up to 15 per cent of the wall, ceiling or floor surface. To help overcome the effect of thermal bridging:
- Polystyrene isolating strips between the metal frame and cladding must be at least 12mm with an R-value of 0.2.
- Fix bulk insulation, such as polystyrene boards, over the external or internal surface of the frame.
Vapour barriers
Vapour barriers include polythene sheet, reflective foil, foil backed plasterboard and well maintained water resistant painted surfaces. Water resistant insulation, such as polystyrene, can also act as a vapour barrier. Tape or glue all joints in vapour barriers to keep out moisture.
Use vapour barriers to protect from condensation:
- In high humid (tropical) climates.
- In cool climates where the difference between indoor and outdoor temperature is significant.
- In roof spaces with a low ventilation rate, for example cathedral or raked ceilings.
- In situations where high amounts of vapour are generated and not exhausted.
- On the underside of metal roofing, to minimise the likelihood of condensation and corrosion.
Install vapour barriers on the warm side of the insulation:
- In cold climates place the vapour barrier on the inside of the insulation (directly above the ceiling lining and next to the internal wall lining).
- In warm climates place the vapour barrier on the outside of the insulation.
Roof ventilation
Ventilate the roof space where possible to allow built up heat to dissipate. Even in cooler climates a minimal amount of ventilation is desirable to allow built up moisture to escape. Sufficient ventilation is often achieved through the air gaps along the ridgeline or between tiles. Gable or eaves vents may also be used.
Ventilated roof spaces in high humid (tropical) climates under metal roofing can result in excessive condensation at night. Condensation dripping off the underside of metal roofing onto the ceiling can be avoided by installing reflective foil sarking similar to that used under roof tiles.
In bushfire prone areas cover any openings with fine stainless steel mesh to prevent cinders from entering the roof space. Keep roof spaces weather tight and vermin proof.
Gaps

Avoid gaps in all types of insulation. Even a small gap can greatly reduce the insulating value. Fit batts snugly and don’t leave gaps around ducts and pipes. Tape up holes and joins in reflective insulation. Make sure the ends of multi cell and concertina foils are well sealed. Ensure that corners of walls, ceilings and floors are properly insulated as these are areas where heat leaks most often occur.
For safety reasons, minimum clearances must be left around hot objects, such as flues from fires, recessed downlights and their transformers. See ‘Health and safety tips’ below.
Wall insulation must butt into door and window frames. In cold climates, metal frames around glazing should have thermal breaks to reduce heat loss.
[See: 4.10 Glazing]
Insulate internal walls between the house and uninsulated spaces such as garages and storerooms.
Bulk insulation
Do not compress bulk insulation as this will reduce its effectiveness. Ensure there is sufficient space for the insulation to retain its normal thickness.
Keep moisture away from bulk insulation, or its performance will be reduced (water resistant types are an exception). Use a vapour barrier where there is a risk of condensation.
Restrain bulk insulation in cavities so it does not come into contact with the porous outer skin of the wall. This can be done with perforated RFL (reflective foil laminate), a non-corrosive wire or nylon fishing line.
Cavity fill insulation (loose fill or injected foam) is particularly useful for insulating existing cavity walls. Check that your local building codes permit the use of cavity fill insulation.
Potential problems to be aware of include overheating of electrical cables, damp problems (if the insulation is absorbent) and moisture transfer across the cavity by capillary action. Injected foams can cause bowing of the walls in some cases.
Loose-fill insulation should not be used in excessively draughty roof spaces or ceilings with a slope of 25° or more. In other applications, keep the density of the insulation consistent to avoid reducing the R-value. Note that loose-fill insulation may settle by as much as 25 per cent over time. Ask your contractor for a guaranteed ‘settled R-value’.
Reflective insulation
Maintain an air space of at least 25mm next to the shiny surface of reflective insulation. If this is not done the insulating properties will be reduced.
Dust settling on the reflective surface of insulation will greatly reduce its performance. Face reflective surfaces downwards or keep them vertical.
Use perforated reflective foil in walls and under floors when building with porous materials. The perforations prevent water droplets from penetrating but allow vapour through so that the insulation can dry if it does somehow get wet. This prevents rotting behind weatherboards or under timber floors, for example.
HEALTH AND SAFETY TIPS
Electrical wiring must be appropriately sized or it may overheat when covered by insulation. Have it inspected by a licensed electrician to ensure it can be safely covered by insulation.

Allow clearance around hot flues, exhaust fans, appliances and fittings. For light fittings, where the manufacturer’s installation instructions do not provide information on required clearances, the light fitting can be installed using a suitable Australian Standards approved enclosure for electrical and fire safety. Where barriers are not used, ensure a minimum clearance of 50mm above the incandescent lights and 100mm side clearance to any structural members and for recessed halogen lights a minimum of 200mm above and side clearance to any structural member, with a 50mm gap for lighting transformers. Refer to the Australian/New Zealand Wiring Rules (Australian/New Zealand Standard (AS/NZS) 3000:2007) for more detailed information.
Wear protective clothing, gloves and a face mask when installing glasswool, mineral wool or cellulose fibre insulation. These materials can cause short term irritation to skin, eyes and upper respiratory tract. It is good practice to always wear protective equipment when working in dusty roof spaces.
Ceiling fires have increased significantly with the more common use of downlights that penetrate the ceiling. Care must be taken to ensure minimum clearances around downlights are maintained and that transformers are not underneath the insulation. Wherever possible avoid recessed light fittings as these are a major source of heat loss.
Wear adequate eye protection when installing reflective insulation, as it can cause dangerous glare. Be aware of the increased risk of sunburn.
Insulation materials containing reflective foil must be kept clear of electrical wiring and fittings, and should not be secured using metal staples.
INSTALLATION DETAILS
The following section shows typical solutions for installing insulation in various construction types. It also shows how to estimate total R-values.
Total R-values describe the total resistance to heat flow provided by a roof and ceiling assembly, a wall or a floor. These values are calculated from the resistances of each component, including the insulation.
Total R-values are the best indicator of performance, as they show how insulation performs within the building envelope. Total R-values are used when calculating HERS ratings.
[See: 1.5 Rating Tools]
How to estimate the total R-value
- Find the construction type that relates to your situation (e.g. pitched tiled roof with a flat ceiling and an unventilated roof space). Calculate the total thermal resistance of the building components of your construction type.
- Add the material or system value of insulation you are installing. This will give you an approximate total R-value.
For example, adding bulk insulation with a material R-value of 2.5 will increase both the up and down total R-values by around 2.5, as long as the material is not compressed.
Adding reflective insulation with a system R-value of 1.7up, 3.0down will increase the total up and down R-values by those amounts, providing the insulation is installed as specified with air gaps.
This method provides a useful estimate, but it must be noted that many factors can reduce the total R-value. These include thermal bridging, compression of bulk insulation, dust settling on reflective insulation, and the lack of a suitable air gap for reflective surfaces.
The total thermal resistance of each construction type has been calculated using information from the Australian Standard.
Total R-values for roofs, ceilings and floors are expressed as up and down values. Thermal resistance to heat flowing up and heat flowing down can vary significantly.
Total R-values for walls are expressed as a single figure, as heat flow in and out through walls does not necessarily correlate to heat flow up and down.
ROOF AND CEILING INSULATION
Installing roof and ceiling insulation can save up to 45 per cent on heating and cooling energy.
Pitched roofs with flat ceilings
This is the most common type of construction and the easiest to insulate. The BCA specifies different insulation requirements for roof and ceilings according to the climate zone.
Roof
A second layer of RFL (either sarking or foil batts) beneath the roof will increase resistance to radiant heat. This may be useful in hot climates. Ensure that there is at least a 25mm gap between reflective surfaces.
Place RFL sarking directly under the roofing material between the battens and the rafters with the shiny side facing down.
Ceiling
Place ceiling insulation between the joists.
Suitable bulk insulation includes bulk batts, loose fill and polystyrene boards. In alpine climates two layers of bulk insulation may be installed to increase thermal performance, one between the joists and the second on top.
There are cautions related to covering ceiling joists with insulation. Safe places to walk are not identifiable when accessing the roof space. If insulation is removed each time the roof space is accessed it must be reinstalled in accordance with the Australian Standard.
Suitable reflective insulation includes multi cell or concertina style batts. These batts should be placed between ceiling joists. Install insulation strictly in accordance with manufacturers instructions. Failure to do so can significantly reduce insulation values.
Ceilings that follow the roof line
These includes sloping ceilings, cathedral ceilings, vaulted ceilings, and flat or skillion roofs, where there is no accessible roof space.
Design ceilings with enough space to accommodate adequate insulation, including any necessary air gaps.
Ceilings with concealed rafters are easier to insulate and should be considered in preference to ceilings with exposed rafters.
Ceilings with exposed rafters require insulation products with a higher R-value per unit thickness due to space limitations within the ceiling.
Consult the insulation manufacturer about installation clearances. As a rough guide, minimum clearance heights for ceilings that are parralel with the roof are:
- R3.0 bulk batts: 130mm
- R3.0 polystyrene boards: 85mm
Use sarking or foil backed insulation under metal roofs, making sure that there is at least a 25mm gap below the reflective surface of the insulation.
Similar insulation techniques are used for tile and metal roofs.
Concealed rafters |
Exposed rafters |
Suitable bulk insulation includes polystyrene boards and bulk batts.
Suitable reflective insulation includes multi cell and concertina-type batts.
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Suitable composite insulation includes foil faced polystyrene boards. If rafters are exposed, the minimum batten height is 75mm to allow for two 25mm reflective air spaces either side of the boards. 25mm foil faced polystyrene boards and RFL sarking will give a total R-value of around 1.7up, 2.9down.
Foil backed blankets are mainly used to reduce condensation in the roof space, reduce noise from metal roofing and to provide a vapour barrier, but they are sometimes used as thermal insulation. Compression of the blanket over the battens lowers the total R-value.
EXTERNAL WALL INSULATION
Insulating your walls will save up to an extra 15 per cent on heating and cooling energy.
Framed walls
Weatherboard walls
The total thermal resistance of typical weatherboard wall construction is approximately R 0.45 and with RFL insulation R 0.9. This is insufficient for most building code compliance or sustainability requirements and needs to be supplemented with additional insulation.
Use perforated reflective foil over the outside of the frame. For higher insulation levels, add reflective foil batts between the studs. Make sure that the air spaces between reflective surfaces is at least 25mm.
Alternatively, use bulk insulation with perforated building wrap. Ensure batts fit within the cavity without compression, making sure that there is at least a 25mm gap from the reflective surface.
Brick veneer walls
The total thermal resistance of typical brick veneer wall construction is approximately R 0.45 and with RFL insulation R 1.4. This is insufficient for most building code compliance or sustainability requirements and needs to be supplemented with additional insulation.
For higher insulation levels, add reflective batts between the studs, making sure that air spaces between each reflective surface are at least 25mm.
Use bulk insulation with strapping or perforated building wrap over the outside of the frame to prevent batts from touching the porous brick skin.
Fixing insulation to the outside of the studs is useful in cold climates to reduce thermal bridging. Placing the insulation on the outside gives a higher total R-value than placing the insulation between the studs.
Suitable materials include polystyrene boards, high density rockwool batts, and foil faced polystyrene boards with a reflective air space of at least 25mm. Leave sufficient space for bricklayers to lay the outside skin (about 35mm).
Cavity brick walls
The total thermal resistance of typical cavity brick wall construction is approximately R 0.5. This is insufficient for most building code compliance or sustainability requirements and needs to be supplemented with additional insulation.
Use foam boards or cavity fill (loose fill or injected foams).
There are various issues associated with the use of cavity fill insulation. This method is mainly used to insulate existing cavity brick walls. Check that local building regulations allow use of cavity fill. Cavity fill must be treated to be water repellent.
[See: 4.7 Insulation]
Foam boards with reflective surfaces can have a reduced performance due to insufficient size of air gaps, and the reflective surfaces getting dirty during construction.
Using cavity fill in double brick walls will provide a total R-value of around R1.3 (dependent on cavity width).
Solid walls
Including concrete block, concrete panel, stone, mud brick, pisé and solid brick construction without a cavity.
The total thermal resistance of solid wall construction without a cavity is approximately between R 0.3 and R 0.4. This is insufficient for most building code compliance or sustainability requirements and needs to be supplemented with additional insulation.
Solid walls can be insulated on the inside or the outside. Do not insulate the inside of walls whose thermal mass is to be utilised. Insulation isolates the thermal mass from the interior, wasting its beneficial passive heating potential.
Suitable materials include polystyrene boards, bulk batts, and foil faced foam boards with a still air layer of at least 25mm each side. For internal walls plasterboard products incorporating polystyrene are also suitable.
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On external walls, polystyrene can be clad with an external finish, for example render. No additional waterproofing is required. Fix bulk batts between battens and cover with a waterproof cladding.
FLOOR INSULATION
Suspended floors
The BCA specifies that a suspended floor, other than an intermediate floor in a building with more than one storey must achieve a certain R-value for the downwards direction of heat flow for the relevant climate zone. In addition, such a suspended floor with an in-slab heating or cooling system is required to be insulated around the vertical edge of its perimeter and underneath the slab with insulation having an R-value of not less than 1.0. See 3.12.1.5 Floors in BCA 2010 Volume Two.
In cool climates, some mixed climates, and hot climates where airconditioning is used:
- Enclose the sub floor space if possible [maintain sufficient ventilation to satisfy local building requirements].
- Where appropriate install underlay and carpet, or lay insulation board under floor finishes.
- Insulate the underside of timber floors or suspended slabs exposed to outside air.
- Insulate the underside of heated suspended slabs.
Timber floors
The total thermal resistance of typical timber floor construction is approximately R 0.3 up and R 0.4 down. With RFL insulation it is approximately R 0.6 up and R 1.0 down. This is insufficient for most building code compliance or sustainability requirements and needs to be supplemented with additional insulation.
Use perforated RFL foil or concertina-type batts, stapled to the joists.
Add bulk insulation under the floor, supported by nylon cord or wire as shown.
Suspended concrete slabs
The total thermal resistance of typical suspended concrete floor slab construction is approximately R 0.3 up and R 0.4 down. This is insufficient for most building code compliance or sustainability requirements and needs to be supplemented with additional insulation.
Add foam boards, or foil faced foam boards. Special fixings should be used with foil faced boards to allow a still air layer between the insulation and the slab.
Slabs on ground
The BCA specifies that vertical edges of slabs on ground are required to be insulated only if located in climate zone 8 (cold climate) or when in-slab heating or cooling in installed within the slab. See 3.12.1.5 Floors in BCA 2010 Volume Two.
Slab edge insulation is usually sufficient, as approximately 80 per cent of the heat loss occurs through the edge. Install edge insulation before the slab is poured. Do not install insulation under concrete edge beams.
Follow the manufacturers directions, particularly regarding the placement of the insulation in relation to the waterproof membrane. In termite prone areas precautions may be needed. Consult your local building information centre.
R1.0 polystyrene boards on the slab edge give a total R-value of at least 2.2 (insulated section only)
For more effective performance, extend an additional fin of polystyrene horizontally from the slab edge as shown.
The fin should extend between 1-1.5m and can be laid under external paving. The presence of the fin affects ground temperature gradients, resulting in more stable ground temperatures below the slab.
The fin is easy to install and can be done as a retrofit to existing slabs. It will not interfere with the load carrying capacity of the footings.
Insulate the underside of ground slabs where groundwater is present. This method can also be used in alpine climates and where slab heating is used, although the ‘fin’ method above may be just as effective. Insulation under slabs must have a high compressive strength and be resistant to moisture penetration and rotting. If the material is compressed it will no longer act as an insulator and can even lead to structural failure. Some waffle pods can be used for under-slab insulation, as long as they meet the above criteria.
| ADDITIONAL READING |
|---|
| Australian Building Codes Board (2010), BCA 2010 Building Code of Australia, (Volume 1 and Volume 2), ABCB, Canberra. www.abcb.gov.au |
Principal author:
Caitlin McGee, Max Mosher, DCCEE
Contributing author:
SEAV Insulation Guide (images)
Last updated: November 2010



